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# Account Types: Card Account and Service Account


There are two types of accounts in the system, each with its own purpose:

### 💳 Card Account

**Purpose:**
The Card Account is used to operate virtual cards. With virtual cards, you can pay for:
advertising;
* online services;
* internet purchases.

This account also covers:
* transaction fees;
* card issuance and maintenance fees.

**Additional info:**
* Transfers between company members are supported.
* A top-up fee is charged depending on the selected payment method.


### 🛠 Service Account

**Purpose:**
The Service Account is intended for:
* funding agency accounts;
* mass payouts (including to bank cards and crypto wallets);
* paying for partner services and subscriptions.

**Key points:**
* This account is funded **separately**, not from the Card Account.
* **No commission is charged on top-ups.**
* Available to all users.

|| Should you have any suggestions or observations regarding this article, please contact our support team.