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# Team Accounts

### What is a Team Account?

A Team Account is a shared account for members of a specific team. Each team has its own unique account. Once the Team Account is activated, any new cards issued for the team members are automatically linked to this account.

**Benefits:**
* Simplified financial management with a single team balance.
* Reduced need to redistribute funds among team members.
* Lower amounts of funds can be kept in the team account.

### How to Enable Team Accounts for Users?

1. Go to the **Teams** section.
2. When creating a new team or editing an existing one:
* Locate the **Charges for payments** toggle.
* Set it to **Team Account**.
3. Save the changes.

From this point, all cards issued for the members of this team will be linked to the team account.

**Note:** Team accounts are created automatically when the feature is enabled for a team for the first time.

### How to Top Up a Team Account?

1. Go to the **Accounts** section.
2. Select the required Team Account and click “Top Up”.
3. Save the changes.

**Access Rights for Transfers and Accounts:**

* **Owner**: Can transfer funds to any Team Account.
* **Admin**: Can transfer funds to any Team Account.
* **Team Lead**: Can transfer funds only to their own team’s account.

### How to Check a Team’s Balance?

* The team balance and current operational mode are displayed in the **Teams List**.
* The balance history is shared among all members of the team.
* Payment details remain unchanged, allowing expense tracking for individual team members as before.

### How to Find Cards Linked to a Team Account?

1. Go to the **Cards** section.
2. Use the **Account Type** filter:
* Select **Team Account** to display cards linked to team accounts.
* Select **Personal Account** to display cards linked to personal accounts.

Cards linked to a team account will have a corresponding label in the **Balance** column.

### Important Notes

**For existing cards, you can change the account from team to personal and vice versa in the card settings.**

**Restrictions on card ownership:**
* Cards linked to a Team Account cannot be transferred to an owner from another team.
 **Moving members between teams:**
* If a member has cards linked to a Team Account, they cannot be transferred to another team.
* To proceed, the cards must first be reassigned to another owner within the current team.

|| If you have any remarks or comments on this article, please contact our support service.
