> ## Knowledge Base Index
> Fetch the complete knowledge base index at: https://brocard.crisp.help/sitemap.xml
> Use this file to discover available pages before exploring further.
> Pure-Markdown content can be obtained by appending a '.md' suffix to the content URLs listed in the sitemap (without the trailing slash).

# TEAMS AND PARTICIPANTS

# TEAMS AND MEMBERS

### Roles

There are five roles in Brocard. Each role has its own set of permissions and limits. A company always has exactly one **Owner**; the other roles can be assigned to multiple users.

**Company Owner**
Full access to everything: teams, members, top-ups, transfers, cards, payments, refunds, API. Sees data across all teams and members. There can be only one Owner per company.

**Admin**
Same permissions as the Owner, except cannot change the Owner. A good fit for someone who co-administers the company alongside the Owner.

**Team Leader**
Manages their own team. Sees and edits team members, their cards, payments, refunds, transfers, and top-ups. Can invite new members to their team (Buyers and Farmers). Does not see data from other teams in the company.

**Farmer**
The Team Leader's assistant inside the team. Sees cards, payments, and refunds of the **entire team** and can manage other members' cards within the team: block, activate, pause, change limits, transfer to another member, view card credentials. Sees the team's overall payments and refunds, but **balance operations — only their own**. Can create API keys. Cannot manage members and has no access to other teams in the company.

**Buyer**
Works only with their own cards. Sees and manages their own cards; sees their own payments, refunds, and balance transfers. Cannot create transfers or top-ups and does not see other members' data.

### Role comparison

| Capability | Owner | Admin | Team Leader | Farmer | Buyer |
| ---- | ---- | ---- | ---- | ---- | ---- |
| Manage company and teams | ✔ | ✔ | — | — | — |
| Manage members of own team | ✔ | ✔ | ✔ | — | — |
| Invite new members | ✔ | ✔ | ✔ (Buyer/Farmer) | — | — |
| View the entire team's cards | ✔ | ✔ | ✔ | ✔ | — |
| Manage other team members' cards (block/activate/limits/transfer) | ✔ | ✔ | ✔ | ✔ | — |
| Own cards | ✔ | ✔ | ✔ | ✔ | ✔ |
| Team-wide payments and refunds | ✔ | ✔ | ✔ | ✔ | — |
| Own payments and refunds | ✔ | ✔ | ✔ | ✔ | ✔ |
| Team transfers and top-ups | ✔ | ✔ | ✔ | — | — |
| Own balance and transfers | ✔ | ✔ | ✔ | ✔ | ✔ |
| Create API keys | ✔ | ✔ | ✔ | ✔ | — |
| 2FA Reset | ✔ | ✔ | ✔(Buyer/Farmer) | — | — |
| Access to other teams in the company | ✔ | ✔ | — | — | — |

### How to pick a role for a new member?
* **The person runs an entire team and owns the budget** → Team Leader.
* **The person helps the Team Leader: looks after team cards, blocks/activates them, changes limits, but should not see other members' balances** → Farmer.
* **The person works only with their own cards and their own balance** → Buyer.

### How to invite a member?
Go to **"Members"** → **"Add member"**. Enter the email, the role, and the card limits. The system sends an invitation to that email; until the new member completes registration, they stay in the **"Pending"** state.

To complete registration, the new member follows the link in the email, sets a password, and enables two-factor authentication.

If the invitation is sent by a Team Leader, the new member is automatically added to that Team Leader's team. A Team Leader can invite users with the **Buyer** or **Farmer** role.

### How to create teams?
Go to **"Teams"** → **"Create team"** and enter the team name.

### How to move a member to another team?
Only the **Company Owner** or an **Admin** can move members between teams. Open **"Members"**, choose **"Edit member"** in the member's menu, change the team, and save.

All of the member's stats — cards, payments, and refunds — are moved to the new team together with the member.

### How to block and unblock a member?
In **"Members"**, choose **"Block"** or **"Unblock"** in the member's menu. Blocking a member automatically blocks all of their cards.

Members blocked by the system cannot be unblocked manually.

### How to view team statistics?
The Owner and Admin can view card, payment, and refund statistics broken down by team. Go to **"Teams"** and pick the relevant item from the team's menu. The same data is also available via the team filter inside each section.

A Team Leader and a Farmer see the same statistics scoped to **their own** team.

### Transfers between members?
To transfer funds between members, go to **"Transfers"** → **"Create transfer"** and specify the sender, recipient, and amount in the modal.

Transfers can be made within your own team as well as to another team in the company.

|| If you have any remarks or comments on this article, please, contact our support service.